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“The only source of knowledge is experience”
– Albert Einstein

“The only source of knowledge is experience”
– Albert Einstein

“The only source of knowledge is experience”
– Albert Einstein

“The only source of knowledge is experience”
– Albert Einstein

Client Types

Life Events

Services

Experienced Financial Professionals for Connecticut Teachers and Families

For over 45 years, Howard Financial has helped a wide variety of clients build their financial future - from educators and executives to nurses and non-profits. We specialize in retirement planning for CT teachers with strategies for 403(b)/457 investments and pensions, saving for retirement, generating retirement income and more.

As a family led firm, we understand that no two investor financial situations are alike, and a one-size-fits-all approach to investments does not work.  Whether you are just getting started, mid-career or planning to retire, our advisors will listen to your needs and then develop an appropriate financial strategy based on your situation.

Ready to take control of your financial future?

Here are some ideas to help pursue a life of financial freedom.

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This article explains newly implemented and upcoming tariffs and their potential economic impact.

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Overreacting to market movements or trying to 'time the market' by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.

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Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.

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Knowing your likely life expectancy is an important factor in making long-term financial plans.

This calculator is designed to help you attach a dollar figure to your life’s work.

A balance sheet summarizes your assets and liabilities and reveals your net worth.

This calculator can help you determine whether you should consider converting to a Roth IRA.

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